Dave, I'm sure you've heard the whole "it's like insurance" thing. Better to have it and not need it etc...
As to a dangerous place? I guess it really depends on what you consider dangerous. I don't have a lot of gang wars or too many violent crimes around my house. Plus being a small town everybody knows that I'm the "pistol guy" and that my daughter is dating the town cop. So I don't really worry about people being a problem.
There is the bear that likes to get in my garbage, or the coyote pack on the hill across the road and like to come down into the yards looking for the small dogs or whatever else they can find. Wouldn't be out of the question to see either of those greeting me one morning or evening, so I suppose you could consider that a danger. They don't seem to care what people call you or who's dating who.