It's a good Master's to Watch!
Sounds like a pretty sweet deal there Chad. We are working our way that direction as well.
Congrats on loosing the credit card debt, Chad.
We have not carried a balance on ours for over 20 years, and that was only for 1 month when I took SWMBO (then girlfriend) on a trip to Cuba. We treat credit cards as if it were our hard cash (not free money), spend at or below our limit, and always pay it off. If we want to put down a big purchase, I prepay a boatload down to actually have them owe me money for a week so that we don't need to increase our limit to buy said big ticket item. If the banks auto-increase our limit, we contact them and tell them to drop it back.
$20,000 available on my card but pay it off every month. If I won't be able cover it that month it doesn't get put on it. BIG congrats Chad. 7 years now for me being credit card debt free and it is a good feeling for sure.
Go Chad! Keep the debt low and build your college war chest way before it’s needed.
We also treat our cards like cash. They are paid off every month.
Ditto on all the commendations about the CC debt. My wife and I did the same thing 20 some years ago and have not looked back. Sacrifice today brings more tomorrow.
Interesting name if nothing else.Sounds like a cool scent. Nice shave Chad !