^^^This..... is the reason I won’t join a “S”. I refuse to say to myself now, that I can’t buy that thing in the future, that I didn’t yet know existed, and have remorse over my past self’s decisions......unplanned purchases
I joined a “S” once, back in my early days, on another forum. Got knocked out. Told myself I’d never do it again.
I am reducing purchases. I’m living in the spirit of of the “S”, I’m just not a card carrying member.